Compare Identity Theft Protection Plans

Compare Identity Guard -Trusted ID - LifeLock - ID Watchdog - Identity Truth           Disclosure

YourIdentitySafe.com Recommends:

Most Comprehensive Coverage:
IDENTITY GUARD® TOTAL PROTECTIONSM - Read Review

Best Plan with Recovery Service:
LifeLock - Read Review

Save 10% on LifeLock and 30 day FREE Trial from YourIdentitySafe.com

Best Value for Families:
TrustedID - Read Review

TrustedID + 14 day FREE Trial from YourIdentitySafe.com

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Identity Guard - Total Protection
Total ProtectionSM

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Identity Truth

 

Credit Bureau Monitoring

Yes - Checkmark
 
Yes - Checkmark
 
Yes - Checkmark

Credit Bureau Monitoring

Insurance or Service Guarantee
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
Insurance or Service Guarantee
Credit Score
Yes - Checkmark
 
Yes - Checkmark
      Credit Score
ID Theft Recovery Assistance
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
ID Theft Recovery Assistance
ID Theft Recovery Service  
Yes - Checkmark
 
 
Yes - Checkmark
  ID Theft Recovery Service
Stolen Wallet Assistance
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
    Stolen Wallet Assistance
Stop Pre-Approved Offers  
Yes - Checkmark
Yes - Checkmark
   
Yes - Checkmark
Stop Pre-Approved Offers
Scan Internet
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
Yes - Checkmark
Scan Internet
Public Record Monitoring
Yes - Checkmark
   
Yes - Checkmark
  Public Record Monitoring
Protect your PDA/ Laptop
Yes - Checkmark
          Protect your PDA/ Laptop
Anti-Spyware Software
Yes - Checkmark
 
Yes - Checkmark
      Anti-Spyware Software
Anti-keylogging Software
Yes - Checkmark
          Anti-keylogging Software
Internet Security Suite
Yes - Checkmark
          Internet Security Suite
Cost

$19.99 per month
First 30 days free with enrollment

$9.00 per month
$99 per year
First 30 days free

Use Promotion Code - 9

First 14 days free
Individual coverage
$14.99 per month
$125 per year
Family coverage
$27.99 per month
$240 per year

$19.95 per month
Free 15 day trial
$9.99 per month
Three month minimum
Cost
Rating
Identity Guard Total Protection rating - 5 Stars
5 Stars
Identity Guard Extra Caution rating 5 Stars
3.5 Stars
Identity Truth rating - 3.5 Stars
Rating
 

Identity Guard - Total Protection
Total Protection

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Review Editor's Best Choice for Complete Coverage

Blue Ribbon IDENTITY GUARD
Total Protection

is well-named. It's flat-out got the most robust set of features you'll find in identity theft protection services.

IDENTITY GUARD Total Protection has earned our Editor's Best Choice for Complete Coverage .

They are also the #1 rated Identity Theft Protection Service by PC Magazine. The service combines the monitoring features of the other plans.

You'll also get your credit scores 4 times a year.

But wait - there's more!

Total Protection goes above and beyond the typical Identity Theft Protection plans by including:

  • A virus protection plan for your computer
  • A firewall
  • Anti-spyware and encryption program
  • Anti-keylogging software
  • You get your credit score 4 times a year
  • Protection for your PDA and laptop on wi-fi connections

MOBILE LOCKBOX® allows secure storage and access to your personal records and financial accounts from  your web-enabled cell phone, PDA or PC.

 PRIVACY PROTECT® encrypts every keystroke while you browse the Internet.

Your identity can only be as safe as your computer's security. Total Protection offers a way to protect your identity, your computer, your wireless connection and manage your credit all in one package. All for an unbeatable price of less than $18 a month!

IDENTITY GUARD is a service of Intersections Inc. - a publicly traded company that has been protecting businesses, corporations and individuals since 1996. They have protected more than thirty-three million customers and over a decade long track record of fighting identity theft. You can be sure that they'll always stay one step ahead of even the boldest identity thieves. They'll always be there if you ever need them.

The one thing that's not included is the complete recovery process that LifeLock and ID Watchdog offer. You'll have to do the recovery work yourself. However, you will access to ID theft recovery specialists and the IDENTITY GUARD® $1 million loss reimbursement insurance*. Their promise is simple: "If identity thieves steal your money, we will make sure you get it back."

The monthly price for all this coverage is $19.99. You get your first 30 days free to try it out.

You can cancel at any time within the first 30 days and you won't be billed. After that, you still have the option to cancel at any time if you want to - no long term contracts required.

If you want an Identity Theft Protection service that is head and shoulders above everyone else, IDENTITY GUARD Total Protection is the best choice.

 

Editor's Best Choice for Value and Recovery Service

Blue RibbonLifeLock
protection is by far the best bang for your buck at $9 a month or $99 if you choose the annual plan. Plus, you get your first 30 days free. Use the promo code "9" to get that price.

This well-rounded Identity Theft Protection plan is very effective and inexpensive and has earned our Editor's Best Choice for Value and Recovery Service .

LifeLock has a scanning service to that checks the Internet's black market for unauthorized use of your personal information . They also monitor change of addresses that are registered at the Post Office to prevent a thief from hijacking your mail

The CEO of LifeLock is so sure his company can protect you from identity theft that he puts his Social Security Number on the side of a truck and drives it around NYC. That really impresses us. This guy is for real.

It's the fastest growing Identity Theft Protection plan with a major advertising campaign behind it. They are raising our awareness that identity theft protection is necessary.

If your identity is ever stolen while you're a LifeLock customer, they will cover ALL losses and ALL expenses up to one million dollars - guaranteed. They'll hire experts to do the recovery for you.

LifeLock also offers recovery assistance if your wallet is stolen or lost -' WalletLock'. Just one phone call to their 800 number is all it takes.

LifeLock has been endorsed by Paul Harvey, Dr. Laura, Sean Hannity and Rush Limbaugh.

If you don't need to watch your credit score and are looking for solid identity theft protection at a great price, LifeLock is the best choice.

Editor's Best Choice for Lowest Priced Family Coverage

Blue RibbonTrusted ID
is a very solid company that's been around for years. It's a hybrid mix of identity theft protection and credit monitoring.

They have recently beefed up their service by now offering free 3-bureau credit scores and credit reports.

They will send you a Fraud Alert reminder for your credit report. For an extra fee, they'll freeze your identity, something that's now available in all 50 states. (Security Freeze vs. Fraud Alert) If you choose the freeze, they will administer it for you which can be a huge help if you should lose your PIN.

A freeze makes your credit report very secure but if you are in the process of needing to get credit, it can be time consuming and cumbersome to unfreeze it. Plus, it will cost you about $30 every time you freeze or thaw. TrustedID's service makes this process very simple.

Suze Orman endorses TrustedID as her preferred identity theft protection.

TrustedID has a good service warranty that covers your expenses including lost wages and legal defense fees. You can get help and advice from them 24/7.

Lost or stolen wallet protection is part of the package. One call to a specialist is all it takes to get help.

You'll also get anti-spyware software with a subscription to keep it updated for as long as you are a TrustedID member. You can put the program on up to 3 computers. A good anti-spyware subscription costs about $30 a year - so you'll be saving on that.

Trusted ID does very good internet scanning watching for misuse of your name, DOB, SSN, bank account numbers, address and credit cards.

They'll also help you review your medical benefits and social security statements to be sure no one is using them in your name.

On an annual pay plan of $125, the cost is higher thanLifeLock and you get 14 days to try it for free.

There is now an option to take a Family Plan that covers your whole family including all your children and elderly parents living at the same address. That makesTrusted ID an excellent value for families.

ID Watchdog
has a very thorough monitoring service that goes above and beyond normal credit monitoring.

Couple that with a 100% guarantee that if your identity is stolen, they will restore it for you and you get solid protection.

Their guarantee states, "We won't stop fixing your credit until the data that changed when it was stolen looks like it did when it was clean."

Other companies scan the internet looking for misuse of your personal information. ID Watchdog does that but that's just the beginning. They also monitor 1000's of databases including driver's license, medical databases, Lexus-Nexus, public records, criminal, employment, housing and financial data and more.

They have a strong reputation for id theft repair and comprehensive scanning features.

When you first sign up with them, you have to answer security questions to confirm it's really you. For example, they knew what kind of car I drive and asked me to provide the model year.

Once you get past the security section, they immediately provide you with a list of addresses associated with your personal information. You can see right then and there if your identity is compromised in any way. If it is, one call to their polite CSR's will start the recovery process.

If everything checks out ok with your information, you just confirm it. ID Watchdog then stands guard and watches for any changes. Every month, you'll get an email letting you know if any changes have been found. You login to your personal area and confirm or dispute the changes if necessary.

Sheriff John Bunnell is a spokesperson for the company. You may have seen him on TV commercials.

We wish ID Watchdog wasn't priced quite so high. For this price, we'd like to see credit reports and credit scores included. LifeLock also does the recovery for you and is half the price. Identity Guard Total Protection includes all the scanning plus security software for your PC and PDA for a lower price.

If you never want to have to deal with the mess identity theft causes, ID Watchdog is the perfect choice. A thief won't get too far with your identity if you've got a watchdog looking out for you.

IdentityTruth
is an identity theft protection plan that provides comprehensive monitoring services. Although they have a partnership with Experian, they realize that simple credit monitoring just isn't enough.

With that in mind, they scour databases looking for your digital footprint on things like utilities, application for rentals, phone numbers and more. Their goal is to find these footprints and put a stop to identity theft at the earliest possible moment.

They have a dashboard you can log into and see your identity status and if there is anything you need to be aware of. It gives you meaningful information about the stream of data traffic that can personally affect your identity.

You'll get alerts by text messages and emails if your private data has been compromised or if your identity has been misused. They will then assess your risk. No need to wonder what to do next - they'll give you very personalized recommendations on how to proceed.

At $9.99 a month, it is very reasonably priced although you do have to initially enroll for at least 3 months.

If you're looking for an identity theft protection plan that has thorough monitoring services and a dashboard to easily keep track of everything, Identity Truth is a good choice.

Review
Cost

$19.99 per month
First 30 days free with enrollment

$9.00 per month
$99 per year
First 30 days free
Use Promotion code - 9

TrustedID + First 14 days free
Individual coverage
$14.99 per month
$125 per year
Family coverage
$27.99 per month
$240 per year

$19.95 per month
Free 15 day trial
$9.99 per month
Three month minimum
Cost
 

Visit Identity Truth

 
Rating
Identity Guard Total Protection rating - 5 Stars
5 Stars
TrustedID rating 5 Stars
TrustedID rating - 3.5 Stars
Identity Truth rating - 3.5 Stars
Rating
 

Identity Guard - Total Protection
Total Protection

Read Review
Identity Truth
 

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*Reimbursement will be provided by insurance carrier. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions and is subject to actual policy language.
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IDENTITY GUARD, Total Protection, PRIVACY PROTECT, MOBILE LOCKBOX and Intersections are federally registered trademarks of Intersections Inc.


DISCLOSURE: I have carefully reviewed all the plans listed on this page and have presented them to you to the best of my ability. I personally own coverage from LifeLock and Identity Guard because they offer different services.

Please be aware that I am compensated by the companies on this page if you should buy through a link from this site.

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