Compare Identity Theft Protection Plans

YourIdentitySafe.com Recommends:

Overall Best Identity Theft Protection:
Identity Guard - Total Protection - Read Review

Best Value with Recovery Service:
LifeLock - Read Review

Credit Monitoring

Credit Monitoring

$14.99 per month
First 30 days free

$11.99 per month
Second month is free

$9.99 per month
$99 per year
Family Pricing Available

TrustedID Promotion code ZME4986 will get you 10% off through 8/15/2008.

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Identity Guard
Total Protection
is well-named. It's flat-out every kind of protection you'll ever need to totally protect your identity.

Identity Guard - Total Protection has earned our Overall Editor's Best Choice.

They are also the #1 rated Identity Theft Protection Service by PC Magazine. The service combines the monitoring features of the other plans.

You'll also get your 3-in-1 credit reports and credit scores 4 times a year.

But wait - there's more!

Total Protection goes above and beyond the typical Identity Theft Protection plans by including:

• A virus protection plan for your computer
• A firewall
• Anti-spyware and encryption program
• You get your credit reports and score 4 times a year
• Protection for your PDA and laptop on wi-fi connections

MOBILE LOCKBOXSM allows secure storage and access to your personal records and financial accounts from  your web-enabled cell phone, PDA or PC.

 PRIVACYPROTECTSM encrypts every keystroke while you browse the Internet.

Your identity can only be as safe as your computer's security. Total Protection offers a way to protect your identity, your computer, your wireless connection and manage your credit all in one package. All for an unbeatable price of less than $15 a month!

Identity Guard is a subsidiary of Intersections, Inc. - a publicly traded company that has been protecting businesses, corporations and individuals since 1996. They have over 8 million customers and a 12 year track record of fighting identity theft. You can be sure that they'll always stay one step ahead of even the boldest identity thieves. They'll always be there if you ever need them.

The one thing that's not included is the complete recovery process that LifeLock and ID Watchdog offer. You'll have to do the recovery work yourself.You will get toll-free access to Identity Guard's id theft recovery specialists and $20,000 in identity theft insurance. The insurance will help cover lost wages and attorney fees if you need to hire a lawyer or go to court. It has a $250 deductible.

The monthly price for all this coverage is $14.99. You get your first 30 days free to try it out. This is a much better deal than the simple credit monitoring offered by Free Credit Report and Equifax Gold.

You can cancel at any time within the first 30 days and you won't be billed. After that, you still have the option to cancel at any time if you want to - no long term contracts required.

If you want an Identity Theft Protection plan that is head and shoulders above everyone else, Identity Guard - Total Protection is the best choice.

LifeLock
protection is by far the best bang for your buck at $9 a month or $99 if you choose the annual plan. Plus, you get your first 30 days free. Use the promo code "9" to get that price.

This well-rounded Identity Theft Protection plan is very effective and inexpensive and has earned our Editor's Best Choice for Value and Recovery Service .

LifeLock has a scanning service to that checks the Internet's black market for unauthorized use of your personal information . They also monitor change of addresses that are registered at the Post Office to prevent a thief from hijacking your mail

The CEO of LifeLock is so sure his company can protect you from identity theft that he puts his Social Security Number on the side of a truck and drives it around NYC. That really impresses us. This guy is for real.

It's the fastest growing Identity Theft Protection plan with a major advertising campaign behind it. They are raising our awareness that identity theft protection is necessary.

If your identity is ever stolen while you're a LifeLock customer, they will cover ALL losses and ALL expenses up to one million dollars - guaranteed. They'll hire experts to do the recovery for you.

LifeLock also offers recovery assistance if your wallet is stolen or lost -' WalletLock'. Just one phone call to their 800 number is all it takes.

LifeLock has been endorsed by Paul Harvey, Dr. Laura, Sean Hannity and Rush Limbaugh.

If you don't need to watch your credit score and are looking for solid identity theft protection at a great price, LifeLock is the best choice.

Identity Guard
Extra Caution
has everything you'd want in a Identity Theft Protection plan. It combines many features of other plans along with credit bureau monitoring.

You get your 3-in-1 credit reports and credit score 4 times a year.

But the feature that makes it truly unique is the way it will scan through the internet back alleys and chat rooms looking for unauthorized use and sale of your Social Security Number and credit card numbers. This is something we can't do on our own and is particularly important now with 'Synthetic Identity Theft' on the rise.

The Extra Caution plan offers you a way to protect your identity and manage your credit all in one package.

Identity Guard's Extra Caution is similar to their Total Protection Plan. The difference is it doesn't include the Internet security suite or computer and PDA mobile protection. It also doesn't have public record monitoring.

Identity Guard is a subsidiary of Intersections, Inc. - a publicly traded company that has been protecting businesses, corporations and individuals since 1996. They have over 8 million customers and a 12 year track record of fighting identity theft. You can be sure that they'll always stay one step ahead of even the boldest identity thieves. They'll always be there if you ever need them.

The monthly price for all this coverage is $11.99. You get your second month of protection for Free. This is a much better value than the simple credit monitoring offered by Free Credit Report and Equifax Gold.

Wallet protection is included. If your wallet is stolen or you lose it, one call is all it takes to get your credit cards replaced.

The one thing that's not included is the complete recovery process that LifeLock and ID Watchdog offer. You'll have to do the recovery work yourself.You will get toll-free access to Identity Guard's id theft recovery specialists and $20,000 in identity theft insurance. The insurance will help cover lost wages and attorney fees if you need to hire a lawyer or go to court. It has a $250 deductible.

You can cancel at any time - no long term contracts required. If you cancel within the first 30 days, you'll get a full refund.

If you want an Identity Theft Protection plan with credit monitoring and credit scores, Identity Guard - Extra Caution is the best choice.

ID Watchdog
has a very thorough monitoring service that goes above and beyond normal credit monitoring.

Couple that with a 100% guarantee that if your identity is stolen, they will restore it for you and you get solid protection.

Their guarantee states, "We won't stop fixing your credit until the data that changed when it was stolen looks like it did when it was clean."

Other companies scan the internet looking for misuse of your personal information. ID Watchdog does that but that's just the beginning. They also monitor 1000's of databases including driver's license, medical databases, Lexus-Nexus, public records, criminal, employment, housing and financial data and more.

They have a strong reputation for id theft repair and comprehensive scanning features.

When you first sign up with them, you have to answer security questions to confirm it's really you. For example, they knew what kind of car I drive and asked me to provide the model year.

Once you get past the security section, they immediately provide you with a list of addresses associated with your personal information. You can see right then and there if your identity is compromised in any way. If it is, one call to their polite CSR's will start the recovery process.

If everything checks out ok with your information, you just confirm it. ID Watchdog then stands guard and watches for any changes. Every month, you'll get an email letting you know if any changes have been found. You login to your personal area and confirm or dispute the changes if necessary.

Sheriff John Bunnell is a spokesperson for the company. You may have seen him on TV commercials.

We wish ID Watchdog wasn't priced quite so high. For this price, we'd like to see credit reports and credit scores included. LifeLock also does the recovery for you and is half the price. Identity Guard Total Protection includes all the scanning plus security software for your PC and PDA for a lower price.

If you never want to have to deal with the mess identity theft causes, ID Watchdog is the perfect choice. A thief won't get too far with your identity if you've got a watchdog looking out for you.

Trusted ID
is a very solid company that's been around for the last three years. It's a hybrid mix of identity theft protection and credit card monitoring.

They will put a Fraud Alert on your credit report. For an extra fee, they'll freeze your identity, something that's now available in all 50 states. (Security Freeze vs. Fraud Alert) If you choose the freeze, they will administer it for you which can be a huge help if you should lose your PIN.

A freeze makes your credit report very secure but if you are in the process of needing to get credit, it can be time consuming and cumbersome to unfreeze it. Plus, it will cost you about $30 every time you freeze or thaw. TrustedID's service makes this process very simple.

Suze Orman endorses TrustedID as her preferred identity theft protection.

TrustedID has a good service warranty that covers your expenses including lost wages and legal defense fees.

On an annual pay plan of $99, the cost is the same as LifeLock although you don't get a free month.

Take advantage of a 10% discount using the Trusted ID Promotion code - ZME4986. Good through Aug. 15, 2008.

There is now an option to take a Family Plan that covers your whole family including all your children and elderly parents living at the same address. That makesTrusted ID an excellent value for families.

IdentityTruth
is an identity theft protection plan that provides comprehensive monitoring services. Although they have a partnership with Experian, they realize that simple credit monitoring just isn't enough.

With that in mind, they scour databases looking for your digital footprint on things like utilities, application for rentals, phone numbers and more. Their goal is to find these footprints and put a stop to identity theft at the earliest possible moment.

They have a dashboard you can log into and see your identity status and if there is anything you need to be aware of. It gives you meaningful information about the stream of data traffic that can personally affect your identity.

You'll get alerts by text messages and emails if your private data has been compromised or if your identity has been misused. They will then assess your risk. No need to wonder what to do next - they'll give you very personalized recommendations on how to proceed.

At $9.99 a month, it is very reasonably priced although you do have to initially enroll for at least 3 months.

If you're looking for an identity theft protection plan that has thorough monitoring services and a dashboard to easily keep track of everything, Identity Truth is a good choice.

$14.99 per month
First 30 days free

$9.00 per month
$99 per year
First 30 days free
Child price - $2.50 per month

$11.99 per month
Second month is free

$9.99 per month
$99 per year
Family Pricing Available

TrustedID Promotion code ZME4986 will get you 10% off through 8/15/2008.

Visit Identity Truth