Zero Day Threat – Book Warns of Identity Theft Dangers

March 30, 2008

Want to know more about identity theft? Read this excellent book  titled "Zero Day Threat"  and subtitled "The Shocking Truth of How Banks and Credit Bureaus Help Cyber Crooks Steal Your  Money and Identity" . That’s pretty self-explanatory on what you’ll find in this well-written and researched book.

Identity Thieves are no longer individuals working in their own little territory. Identity theft has become THE crime of this century and run by well-organized crime rings all over the world.

The public in general still believes they are safe from identity theft because banks, credit bureaus, companies or any place we do business is carefully safeguarding our personal information. WRONG!

We’re at risk – every single one of us.

Many people think they’re safe because they don’t go on the internet or do any internet banking. Wrong again. Banks and credit bureaus have your information. It doesn’t matter how careful you are personally. You’re still at risk.

I watched a rerun of The Godfather last night. I hadn’t seen it in 20 years. It reminded me of the brutal methods used by organized crime. They do whatever they can to profit and have no remorse at all. If an identity thief can steal the life savings of an 80 year old lady – too bad so sad for her. They’ll take it in a heartbeat and not care about how it affects their victim.

Read this book – get informed – spread the word about letting people know just how serious this crime really is. Here’s the website for the Zero Day Threat book. And below is a short video from one of it’s authors – Byron Acohido.


PayPal, Phishing and Identity Theft

March 26, 2008

There’s a lot of emails circulating around pretending to be from Paypal. I’ve gotten a few of them lately. I know they’re fake before I read them because I have a special Paypal email address that I don’t  use for anything but Paypal. The phishing emails came to the wrong address. The only reason I read them is to see what scammers and identity thieves are up to and report it here.

They look very convincing and are designed to make you think there’s a big problem with your account that you need to take care of right away. They even gave me a reference number to track the ‘unusual charges to a credit card linked to my Paypal account’. Wasn’t that nice of them?

There’s even a little ‘tips’ box in the email telling me to never give out my Paypal password to anyone. They’re trying hard to convince me this is a real email from Paypal because they tell me to open a new browser window and to type in to "be sure I’m on the real PayPal site."

Then there was a very noticable link for me to click on. The problem with that link is that is doesn’t go anywhere near to the Paypal website. It goes to : It has a little other bit of gobbledy-gook thrown into the address to confuse you. The actual site it’s going to is That business at the beginning is meaningless.

If you clicked on that link and logged into ‘your account’, you’ll have instantly given an identity thief your PayPal password. Now they have access to your bank account and credit card account that’s linked with PayPal. You’ll get your cash wiped out in seconds – literally.

So here’s the official YourIdentitySafe policy on emails: Never Click on a Link in an Email that Asks You To Login To Your Account.

If you feel you’ve got to go check out your account, do it your usual way by typing in the address directly in your browser window. The best thing to do is delete the email and forget about it.