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DIY Identity Theft Protection


Identity theft protection is something you can do yourself.

Here’s what to do:

  • Buy a quality shredder that turns paper into little pieces ($50+)
  • Shred all credit offers
    • Credit Cards
    • Mortgage offers
    • Home Equity credit offers
  • Shred Life Insurance offers
  • Shred all paperwork with personal financial info
    • Bank Statement
    • Utility bills
    • Deposit slips
    • Expired credit cards
    • Expired Driver’s License
  • Don’t carry your social security card
  • Don’t write your PIN on your debit card
  • Put paid bills into USPS locked mailboxes - not your home mailbox
  • Monitor your Credit Report every month from all 3 Credit Agencies
  • Purchase Identity Theft Insurance - $25 and up per year
  • Place fraud alerts with credit reporting agencies - need to renew every 90 days
  • Opt out of unsolicited credit offers - 1-888-567-8688. Renew every 5 years.
  • Carefully check your credit card statements each month as soon you get them
    • If you see a discrepancy, call your credit card bank and the credit reporting agencies

As you can see, anyone can do their own Identity Theft Protection. It will take you probably several hours a month to do this. Personally, I’m a bit lazy and forget to do things. I’ll especially be all gung-ho in the beginning and 6 months later, I start to slack off and procrastinate and forget.

Find out why I would rather pay a professional to guard my identity - Click here.

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