Identity Guard Extra Caution Review
Identity Guard’s Extra Caution Plan gives you a way to protect your identity and monitor your credit at the same time.
You’ll get the same type of credit monitoring and access to your credit scores like you get from FreeCreditScore.com or Equifax ID Patrol. Those plans run around $14.95 a month. Identity Guard offers more than your credit scores.
You get:
- Credit Scores - 4 times a year
- Daily monitoring at all 3 credit bureaus - email alerts of any changes
- Daily credit application database scans for fraudulent credit applications including: credit cards, cell phone accounts, mortgages and loans.
- Daily surveillance of the Internet’s "financial black market", "back alley" chat rooms and news groups.
- Lost wallet protection
- Identity Guard® $1 million loss reimbursement insurance with no deductible
- A handy dashboard you can use to keep track of any changes to your personal information
Identity theft is more than just credit fraud. According to the FTC, 41% of identity theft is related to credit fraud - including credit/debit cards, bank accounts, loans, etc. This means that 59% of identity theft is non-financial including fraudulent use of medical/health insurance, driver’s license information, tax information, employee ID number, student ID number and financial aid.
With that in mind, Identity Guard has patented scanning technology that scans the internet’s back alleys and chat rooms. There’s a huge black market that identity thieves use to trade, sell and exchange stolen identities.
You get:
- Daily surveillance of the Internet’s financial black markets
- Alerts if your social security number, registered credit cards or bank account numbers are being traded, exchanged or sold.
Ever had your wallet stolen? Or maybe lost it? It’s enough to make anyone panic. A thief now has your actual credit cards, driver’s license, health insurance card, social security card and basically everything they need to impersonate you. To minimize the damage, you need to contact all your accounts to notify them and make changes. With Identity Guard ‘Extra Caution’, just make one call and they’ll help you. Plus they’ll give you access for up to $2,000 emergency cash from your account.
Nothing can 100% protect you from identity theft so just in case your identity does get stolen of a thief had your info prior to your enrollment, you’ll get access to the “Identity Theft Recovery Unit”.
You get:
- $1,000,000 Identity Theft Insurance plan that will cover any legal fees or lost wages you may incur during the recovery process.
- Dedicated identity theft recovery unit that guides you through the process of recovery
- Unlimited toll-free personal customer service who will assist you in contacting creditors, reporting agencies and law enforcement to help clear your name
- Personal ID Risk Assessment® to analyze your vulnerability
Identity Guard is owned by Intersections, Inc., a publicly traded corporation that is protecting over 30 million identities. They have been in business since 1996 with a long track record of reliability.
The Extra Caution plan is $14.95 a month. YourIdentitySafe.com has arranged a special offer for you. Click this link and you get a 30 day free trial which includes getting your credit scores. Cancel at any time if you’re not satisfied. No long-term contracts required.
If you want identity theft protection with credit monitoring, Identity Guard Extra Caution is the perfect choice.
If you like this plan but want additional protection for your computer, cell phone and PDA, read our review for Identity Guard Total Protection.
