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Credit Reporting Agencies

September 28, 2007

Here are the Three Credit Reporting Agencies

Equifax Credit Information Services
http://www.equifax.com
PO Box 105873
Atlanta, GA 30348
800-685-1111

 

Experian
http://www.experian.com
PO Box 2002
Allen, TX 75013-2002
888-397-3742

 

Trans Union
http://www.transunion.com
Consumer Relations Center
PO Box 1000
Chester, PA 19022
800-888-4213 OR 440-779-7200

If you are an identity theft victim, use the info below to contact the fraud departments.

Equifax Credit Information Services — Consumer Fraud Div.
P.O. Box 105496
Atlanta, Georgia 30348-5496
Tel:  (888)766-0008

 

Experian
P.O. Box 2104
Allen, Texas 75013-2104
Tel: (888) EXPERIAN (397-3742)

 

TransUnion Fraud Victim Assistance Dept.
P.O. Box 390
Springfield, PA 19064-0390
Tel: (800) 680-7289

 

Comments

6 Responses to “Credit Reporting Agencies”

  1. shon on September 25th, 2008 8:57 pm

    i signed my signature on a fake scam letter how do i protect my signature in case they try to use it

  2. Carolyn on February 22nd, 2010 11:18 am

    I was recently a victim of a car break in where copies of my birth certificate and passport was taken. A police report was filled with my local police department and a claim with my auto insurance company. I’m not sure how I should handle the situation, would you suggest that I place a freeze on my credit reports or wait until someone attempts to open a new account using the copies of the stolen documents?

  3. Carolyn D. Jamerison on February 22nd, 2010 11:19 am

    I was recently a victim of a car break in where copies of my birth certificate and passport was taken. A police report was filled with my local police department and a claim with my auto insurance company. I’m not sure how I should handle the situation, would you suggest that I place a freeze on my credit reports or wait until someone attempts to open a new account using the copies of the stolen documents?

  4. The Identity 'Protector' on February 22nd, 2010 12:06 pm

    That’s some very serious information to have stolen, Carolyn. You shouldn’t wait until someone attempts to or actually opens an account in your name. It’s always easier to prevent identity theft than it is to fix it.

    At the very least, place the free fraud alerts on your credit files and remember to renew them every 90 days. If you don’t plan to open any new credit accounts in the near future, a freeze will totally shut down any new accounts. It will also stop you from being able to open any, too.

    Here’s a post about fraud alerts vs security freeze.

  5. Vanessa on April 7th, 2016 10:02 am

    I recently found out I was a victim of identity theft when opening my first bank account. My identity was stolen when I was very young and had no clue until I turn 18 once I started working and had to file taxes and found out that I a debt with the IRS I was shock how is it possible if I never had worked in my life. I recently cleared that up with the IRS prove that was not me now I don’t how to go about my credit how do I clear that up if I cant even see my credit report.

  6. ID Safe on April 7th, 2016 12:38 pm

    You need to get your free credit reports from all three credit reporting agencies: Experian, Transunion and Equifax. Go to http://annualcreditreport.com . By Federal law, you can get one from each agency every 12 months from that site. It is free but be aware that they will try to upsell you into getting a score or some kind of monitoring. Just pass that part by and you’ll get your reports.

    If you see the IRS debt showing, go to the website for that agency and file a dispute. It’s easy to follow the links to where you need to go. Check all three because sometimes they are different. In the future instead of getting all 3 at once, keep an eye on your credit reports by getting one every 4 months from one agency. Four months later, use another agency, etc. By spacing it out, you can check on things 3 times a year.

    Good luck, I hope you get that all cleared up!

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