How to Opt-Out of Pre-Approved Credit Offers

November 11, 2007

All those pre-approved credit card offers you get in the mail can be more than just junk mail. They are a favorite way identity thieves get accounts in your name.

Most of us really wouldn’t even think of dumpster diving for anything let alone papers. But it’s a common way thieves get their info to steal identities.

Sure, you can shred them. That’s really important. If you don’t have a shredder, get out your scissors.

Here’s some ways thieves can get those pre-approved offers even if you’re diligent about shredding everything:

  • Thieves will sometimes steal out of mailboxes while you’re at work or school.
  • Your mail can be sent to your old address
  • Your mail can be delivered to the wrong address

The safest way to deal with this is to opt-out of all pre-approved offers.

You’ll need to do this every 5 years. You’ll be glad you did, trust me.

If you decide you want to opt-in and get the offers again, use the same website of phone number. Card companies will be happy to put you back on their list.


Comments are closed.